1000xResist Studio’s Next Indie Game Asks: Can You Convince an AI It Isn’t Human?


If you’re flustered at how much AI chatbots chat like humans, there’s an upcoming indie game with your name on it.

During the Triple-i Initiative showcase in early April, the studio Sunset Visitor (creators of 1000xResist) unveiled its next title, Prove You’re Human. The narrative game puts players in the role of a person trying to convince an AI that they aren’t human — and with a creative team full of former performance artists, it’ll get pretty existential from there.

The trailer is evocative yet scarce on details, which is fitting for the first look at a game that doesn’t have a release date yet. Given the indie success of Sunset Visitor’s debut title about cloning and personhood, 1000xResist, expectations are high for another cerebral narrative. And as the first game under the new publishing arm of Black Tabby Games (makers of indie hit Slay the Princess), the game is sparking a lot of hope.

In a conversation with the Sunset Visitor founder, Remy Siu, I delved into Prove You’re Human, asking the crucial question: What even is this game? And while they’re not releasing too many details right now or even hinting at when it’ll be released, we talked plenty about how a science fiction game inspired by the hit TV show Severance and the rise of generative AI speaks to the moment we’re all living in — where people chatting with ChatGPT succumb to AI psychosis and AI proselytizers claim the technological singularity of true artificial intelligence is near.

Prove You’re Human “is a game where an AI dares to dream that she’s human, and you’ve been hired to put her in her place,” Siu said. “And by you, [I mean] you the player who has undergone an operation to split their consciousness into two: one virtual consciousness, and then what we’ve been calling your corporeal other, your meat body that continues to exist outside doing things.”

A large human-looking face on a robotic armature looks down at a human  amid a large concrete arena.

Sunset Visitor

See what I meant about Severance?

As with the show, Prove You’re Human uses these layers of existence to comment on work selves versus outside-world selves. And as you’d expect for a group of former performance artists, there’s pageantry in this divide, with your digital work self (the one controlled by the player, rendered in 3D), who is occasionally sent messages from your outside self, which are depicted in full-motion video. (That’s the real-life video we see in the trailer.)

“She gets to have all of her dreams come true, and you are the version of yourself that is now trapped here doing all of the work,” said Abby Howard, co-founder of Black Tabby Games and the new Black Tabby Publishing arm.

“It’s an examination of our relationship with work in the year 2026. If you’re working for a corporation now, does the you that is spending time in the office get to enjoy the fruits of that labor?” said Tony Howard-Arias, also co-founder of Black Tabby Games.

In another reflection of our current reality, specifically AI in gaming in 2026, I asked if generative AI tools are being used in Prove Your Human’s development, either to generate code or assets. “It’s definitely not ending up in the game,” Siu said, while lamenting that AI tools are baked into usage on things as mundane as Google searches. Howard asserted that they just don’t engage with those tools or have a use for them, at Black Tabby Games.

“We make a conscious effort to not engage with this wherever possible,” Howard-Arias said. “But how do your eyes not fall on the automated Google summary at the top of your search results?” 

A CAPTCHA grid is placed over a tree with the user instructed to select squares with the tree in it.

Using a CAPTCHA to determine what’s real and what isn’t is a key element in Prove You’re Human.

Sunset Visitor

Engaging with AI — and choosing what’s real

As a narrative game, players will spend time in Prove You’re Human engaging with the AI, called Mesa, to hopefully convince her that she’s not human. Appropriately, there’s another mechanic players will use to interact with the world around them: hold up a CAPTCHA window and select the boxes that aren’t real. Through this tool — again, Siu was vague to hide story details — players will engage with the concept of what is real and what isn’t. And like other aspects of the game, there’s a deep philosophy behind using a tool to declare the truth of things.

“Every CAPTCHA is asking the player to commit an act of violence. You have to choose whether something is a thing or not,” Siu said. “That kind of thing is unpacked in these conversations with the artificial intelligence.”

Indie games have engaged with the ethical quandary of seemingly simple binary decisions resulting in devastating consequences. The iconic 2014 game Papers, Please had players working as a low-level border patrol agent approving or denying entry, choosing whether to save your job at the expense of dooming people to horrible fates. Prove You’re Human seems like it will use CAPTCHAs to similarly challenge players to make tough choices.

“One of the very first CAPTCHAs Remy showed us during his pitch was an image of a group of soldiers holding guns, and it said ‘select all boxes that contain arms in them,'” Howard-Arias said. “So it’s with the context provided an unanswerable question that puts you in a complicated position that causes some disquiet.”

I pointed out that using CAPTCHAs will likely date this game as being from a specific era, and Siu agreed that a decade from now we might use different, more complex verification tools. But he’s sanguine that the game will look and feel like it came from 2026. Art is defined by the contexts and time in which they’re made, he pointed out. 

“I do want people playing 10 years from now, when they’re playing this game, to understand what we were thinking in this particular time,” Siu said. 

A CGI landscape of grass and blue sky refracted in a giant water orb while a robot looks on.

Sunset Visitor

Why indie games are the best medium for pondering AI

Similar to how Prove You’re Human results from our current anxieties around AI in 2026, Sunset Visitor’s first game, 1000xResist, is a product of 2020. It was developed during the beginning of the COVID-19 pandemic — indeed, Siu says it wouldn’t exist without the pandemic, as the early-pandemic themes of isolation and connection found their way into the game.

Half a decade later, the world has shifted its focus to a new era of smarter AI, financial inequality and labor issues. “For us at the studio, we’re always trying to make games that accompany you through life, and also is very porous with the world in which it’s made,” Siu said. 

While Prove You’re Human is engaging with our current reality, telling a story about AI ensconces the game in the grand tradition of science fiction and its forays into artificial intelligence. There’s tension in adding to a proud tradition of theoretical yarns about smart entities we may one day create while living in 2026 during the actualization of it, Siu says. 

Science fiction has plenty of overlap among AI, personhood and labor concerns, from Fritz Lang’s seminal Metropolis to Isaac Asimov’s I, Robot to Severance. Siu hinted that there are “things that Severance has left on the table that I would love to get at in this game.” While there are parallels with that show, he added that Sunset Visitor was more influenced by the animated series Pantheon, which deals with consciousness uploaded to digital networks and the value of work created by an artificial being. 

“Games as an artistic medium almost beg questions about the nature of self and consciousness in the immersive way we interact with and embody a character,” Howard-Arias said. 

A robot holds a long stick, presumably a cleaning implement like a broom, under a blue sky.

Sunset Visitor

The most popular science fiction video games have been titles from large-scale AAA developers like the Mass Effect and Dead Space franchises, which have world-building elements and story beats common to sci-fi subgenres (space opera and space horror, respectively). Prove You’re Human is an indie game made at a smaller scale with far more philosophical underpinnings. Indie games have more leeway to investigate themes and gameplay further from the mainstream, Siu said, allowing its developers to go the distance in ways that can cater to an audience unsatisfied by games from AAA developers.

“I do think this game, first and foremost, is for audiences which are narrative psychos, people who really want to see how narrative is being played with, unobstructed by a lot of concerns that larger developers may have,” Siu said. “Hopefully that creates something that you can’t get anywhere else.”

Sunset Visitor’s first release, 1000xResist, found an audience of gamers who engaged it with depth and nuance to a degree that surprised Siu, bucking the assumption that they’d only get such attention from fans of film or traditional fine and performing arts spaces.

In developing Prove You’re Human, he’s more optimistic about what levels of complexity players will engage with. That desire for deeper games has aligned Sunset Visitor with Black Tabby Publishing, and Siu noted the value of having Abby and Tony, the makers of the successful narrative game Slay the Princess, collaborate on his studio’s next game from a very early stage of development. 

“The only way to foster this sort of love of literature within the audience, and the only way to grow the medium, is to make challenging works,” Howard-Arias said. 





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Recent Reviews


India’s financial sector is at a turning point. Gross NPAs of Scheduled Commercial Banks have fallen to a historic low of 2.15% as of September 2025, a figure not seen since 2010–11. Yet in absolute terms, gross NPAs still stand at approximately ₹4.32 lakh crore. The scale of the problem hasn’t disappeared; it’s shifted, from large corporate defaults to a more distributed mass of retail and MSME accounts scattered across geographies, legal jurisdictions, and ticket sizes.

For banks, NBFCs, and fintechs trying to recover these dues, understanding India’s debt recovery laws is not optional, it is foundational. This guide breaks down every major legal channel available, how they perform in practice, and what 2025’s regulatory shifts mean for lenders and recovery professionals.

At a Glance: India’s debt collection software market reached approximately $172.8 million in 2024 and is projected to reach $456 million by 2033 (CAGR of 10.48%, IMARC Group). Over 320 new debt recovery platforms launched between 2022 and 2024. The race is on, but legal infrastructure remains the backbone.

What Is Debt Recovery?

Debt recovery is the structured process by which lenders reclaim unpaid loan amounts from borrowers who have defaulted. Credit creation, through loans extended to individuals, MSMEs, and corporations, is essential to economic growth. But when borrowers default, lenders must navigate a complex web of legal mechanisms to recover what is owed. In India, this ecosystem spans eight distinct legal frameworks, multiple tribunals, and an increasingly digitised regulatory environment.

A loan account is classified as a Non-Performing Asset (NPA) when both principal and interest payments remain overdue for 90 days. Once classified as an NPA, lenders have access to several legal channels to recover dues, each with its own jurisdiction, timelines, and effectiveness.

Two Paths: Legal vs. Illegal Methods

The law draws a clear line between legitimate recovery and harassment. RBI guidelines require that all recovery communications occur strictly between 8 AM and 7 PM, agents carry valid identification, and no abusive or intimidatory tactics are used. The RBI’s February 2026 draft directions for both commercial banks and AIFIs (All India Financial Institutions) now mandate board-approved recovery policies, IIBF certification for agents, recording of recovery calls, and public disclosure of empanelled recovery agents, all effective July 1, 2026.

Illegal methods, public shaming, threats, late-night calls, or unauthorised property seizure, are not only unethical but expose lenders to regulatory action and grievances filed with the RBI Ombudsman. Nearly 39% of borrowers surveyed have reported abusive recovery calls; RBI data confirms that loan and credit-card complaints now form the largest single category of grievances received.

1. Indian Contract Act, 1872

Every loan relationship originates from a contract. If a borrower defaults, the lender can seek legal relief under several provisions of the Indian Contract Act, through a Contract of Guarantee (Section 126), Contract of Indemnity (Section 124), or by establishing Fraud (Section 17) or Misrepresentation (Section 18). This is typically a foundational step before more specific recovery mechanisms are invoked.

2. Civil Remedy (CPC Order IV)

A civil suit under Order IV of the Civil Procedure Code allows lenders to approach a court for money recovery. The suit must be filed within 3 years from the date of the cause of action and in the court that has jurisdiction over the borrower’s residence or place of business. Court fees are levied based on the claim amount. Civil suits are best suited for cases where other faster mechanisms are not available — but they are time-consuming and should be approached with a structured documentation trail.

3. Criminal Case Under IPC (Now BNS, 2023)

Where the default involves elements of cheating, criminal breach of trust, or dishonest misappropriation, lenders can file a criminal case. Key provisions include Cheating (Sections 415/417 IPC, now mirrored in the Bharatiya Nyaya Sanhita, 2023), Criminal Breach of Trust (Sections 405/406), and Dishonest Misappropriation of Property (Section 403). Some of these offences are non-bailable and cognizable, meaning the defaulter faces serious legal consequences.

4. Insolvency and Bankruptcy Code (IBC), 2016

The IBC remains India’s most powerful corporate debt recovery instrument. Where the defaulted amount exceeds ₹1 crore (revised from ₹1 lakh in 2020), creditors can approach the NCLT for initiating the Corporate Insolvency Resolution Process (CIRP). A Committee of Creditors (CoC) is formed, an Insolvency Professional appointed, and the resolution must be approved by 66% of CoC votes within 330 days.

IBC Impact by the Numbers (as of March 2025):
— Over 30,000 applications involving defaults of ₹13.78 lakh crore were settled at the pre-admission stage alone, demonstrating IBC’s deterrence effect.
— Average recovery rates improved from 15–20% pre-IBC to approximately 30% post-IBC (S&P Global Ratings, December 2025).
— S&P upgraded India’s insolvency regime from ‘Group C’ to ‘Group B’ in December 2025.
— However, actual average CIRP duration stands at 713 days, more than double the statutory 330-day limit. NCLT pendency is nearly 30,600 cases (March 2025), with an estimated 10-year clearance time at current rates.

IBC’s biggest strength is its behavioural impact, it has fundamentally shifted the culture from “debtor in possession” to “creditor in control.” The proportion of overdue corporate loan amounts relative to total outstanding fell from 18% in 2018 to 9% in 2024 (IIM Bangalore study).

5. Negotiable Instruments Act, Section 138 (Cheque Bounce)

One of the most frequently invoked debt recovery provisions in India, Section 138 of the NI Act applies when a post-dated or security cheque issued by a borrower is returned unpaid. Upon dishonour, the payee must send a demand notice within 30 days; if the borrower fails to make payment within 15 days, criminal proceedings can be initiated. The defaulter may face imprisonment of up to 2 years, a fine twice the cheque amount, or both. Cheque bounce cases number in the millions annually across Indian courts, making efficient case management critical for lenders handling high volumes.

6. RDDBFI Act, 1993, Debt Recovery Tribunals (DRTs)

The Recovery of Debts Due to Banks and Financial Institutions Act established a network of 39 Debt Recovery Tribunals (DRTs) and 5 Debt Recovery Appellate Tribunals (DRATs) across India. Banks and NBFCs can file applications under Section 19 for recovery of dues. Borrowers who wish to appeal a DRT order must deposit 50% of the debt amount (reducible to 25% by the appellate tribunal). While DRTs were designed for speed, chronic understaffing and high pendency have limited their effectiveness. DRTs accounted for just 4.2–4.9% of total NPA recovery in recent years, among the lowest of all channels.

Note on DRT Reform: The government has signalled intent to expand DRT jurisdiction and address vacancies. The BAANKNET e-auction portal, launched March 25, 2025, is already improving asset disposal efficiency for PSBs and IBBI-referred cases.

7. SARFAESI Act, 2002

The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act allows secured creditors, banks, NBFCs, and ARCs, to take possession of and sell secured assets without court intervention. Once a loan is classified as NPA under Section 13, a notice is sent to the defaulter giving 60 days to repay. If repayment doesn’t happen, the lender can sell the asset or assign it to an Asset Reconstruction Company (ARC) at a discounted rate.

SARFAESI is particularly favoured by banks due to lender control over the asset sale process. It accounted for 17.4–26.7% of total NPA recovery in recent reported years. Recent amendments have strengthened the framework further, including empowering RBI to audit ARCs and mandating CERSAI registration of security interests.

8. Summary Suit

A Summary Suit (Order XXXVII, CPC) is a fast-track civil proceeding suited for liquid debts not exceeding ₹10 lakh. The defaulter has just 10 days from the date of service to appear before the court. If they fail to do so, the court may pass an ex-parte decree immediately. While the ticket-size cap limits its use for large institutional lending, it is a practical tool for smaller NBFC or retail exposures.

How Each Channel Actually Performs: Recovery Rate Comparison

Recovery Channel Share of Recovery (Recent Years) Average Timeline Best Suited For
IBC / NCLT ~44–46% (highest among all channels) 713 days average (statutory: 330 days) Large corporate defaults >₹1 crore
SARFAESI Act 17–27% Months (no court required) Secured assets, banks & larger NBFCs
DRTs 4.2–4.9% 1–3+ years (due to pendency) Mid-size bank/FI claims
Lok Adalats ~6% (low recovery per case) Weeks to months Small-ticket pre-NPA settlements
Section 138 / NI Act Varies (high volume, lower value) 1–3 years in metro courts Cheque-secured loans
Civil Suits Varies 3–7 years Unsecured creditors, contractual disputes

Sources: RBI Annual Reports, IBBI data, Lexology analysis, IBC Laws research platform, FACTLY data analysis (March 2025).

RBI’s 2025–26 Guidelines: What’s Changing for Lenders

The regulatory landscape for debt recovery shifted significantly in 2025. Three key developments stand out:

1. RBI Digital Lending Directions, 2025 (effective May 8, 2025) — This consolidated framework governs all digital lending activity including recovery. Lenders must notify borrowers via email/SMS before any recovery agent makes contact, ensure all disbursals go directly to borrower bank accounts, and maintain transparent grievance channels. Lending Service Providers (LSPs) acting as recovery agents are now held to the same standards as the Regulated Entity (RE) itself.

2. Draft Responsible Business Conduct (Amendment) Directions, February 2026 — Released simultaneously for commercial banks and AIFIs, these draft directions (effective July 1, 2026) represent the most comprehensive overhaul of recovery conduct standards in years. Key mandates include: board-approved recovery policy, IIBF certification for all recovery agents, mandatory recording of recovery calls, public disclosure of empanelled agents, written notice of default before any recovery action, and strict prohibition on harsh practices including public shaming, abusive language, and family/colleague harassment.

3. BAANKNET Portal, March 2025 — The government’s revamped e-auction platform integrates all 12 Public Sector Banks and IBBI with automated KYC, secure payments, and bank-verified property titles, significantly improving transparency in SARFAESI-based asset sales.

Compliance Implication for Lenders: Legal recovery today is increasingly about process documentation, not just legal filing. A timestamped, digitally-traceable record of every notice, communication, and action is no longer just operationally helpful — it is a regulatory requirement. A WhatsApp chat archive will not hold up under RBI or DRT scrutiny.

Best Practices for Lenders Navigating the Legal System

Build a Structured Internal Process Before Filing

Debt recovery requires coordination across internal legal, finance, and collections teams — and often, an external advocate or law firm. Designate clear accountability: who signs the notice, who coordinates with external counsel, who monitors hearing dates. Manual calendar-based tracking of court dates leads to adjournments, value erosion, and missed opportunities. Automated case management — with alerts triggered by hearing schedules, advocate assignments, and SLA breaches — is the baseline for any serious recovery operation today.

Document Everything, Digitally

Every communication with the borrower — from the first demand notice to field visit reports — must be documented with timestamps. This is not just good practice; it directly affects your legal standing. In SARFAESI and DRT proceedings, the quality and completeness of the paper trail often determines outcomes. Automated notice dispatch that generates a delivery-confirmed, timestamped audit log gives lenders a defensible record.

Choose the Right Jurisdiction Before Filing

Filing in the wrong court or tribunal is a costly, time-consuming error. Match the legal channel to the debt type and ticket size: IBC/NCLT for large corporates (>₹1 crore), SARFAESI for secured assets, DRT for bank/FI claims, Section 138 for cheque bounce, civil suits or Lok Adalats for smaller unsecured accounts. For retail and MSME NPA accounts with smaller ticket sizes, pre-litigation ODR (Online Dispute Resolution) platforms are emerging as a cost-effective alternative to formal proceedings.

Engage Qualified Counsel, and Track Their Performance

Advocate selection in recovery litigation is frequently based on familiarity rather than performance data. This leads to systemic underperformance. High-performing lenders are increasingly using data to track advocate win rates, adjournment frequency, and case resolution timelines by jurisdiction, and adjusting their panels accordingly.

Maintain Ethical Standards to Protect Your Recovery

Courts and tribunals look at the conduct of both parties. A lender that can demonstrate ethical, documented, and RBI-compliant recovery behaviour before filing is better positioned to receive favourable outcomes. Violations of RBI conduct guidelines, even if not the direct subject of the case, can undermine a lender’s standing.

The Role of Technology in Modern Debt Recovery

The 2024–25 period has seen a structural shift in how lenders approach recovery infrastructure. AI is now deployed across predictive default scoring, omnichannel borrower communication, automated legal notice dispatch, and court case management. Mid-sized banks have reported a 34–36% reduction in collection costs after AI adoption, with recovery rate improvements of 10–25%.

The most significant strategic shift is toward ecosystem thinking rather than monolithic platform adoption. Different parts of the recovery journey require different tools: pre-litigation communication platforms for early-stage accounts, ODR/mediation for small-ticket disputes, and dedicated legal operations infrastructure for NPA accounts heading to DRT, SARFAESI, or NCLT. The bridge between collections-stage activity and legal-stage activity, where cases are handed off, documents compiled, and notices issued, remains the most operationally fragile point in most lenders’ recovery chains.

Key Technology Stats for Recovery Professionals:
— AI adoption in mid-size banks: 34–36% cost reduction in collections
— Recovery rate improvement post-AI: 10–25%
— India’s debt collection software market CAGR: 10.48% (2024–2033)
— PSB gross NPA ratio: 2.50% (September 2025)
— Private sector bank NPA ratio: 1.73% (September 2025)

The Bottom Line

India’s debt recovery legal framework is comprehensive, and under active improvement. The IBC has reshaped creditor rights. SARFAESI gives secured lenders direct enforcement power. The 2025–26 RBI guidelines are tightening conduct standards while pushing for digital accountability. And the absolute scale of NPAs, despite improving ratios, means the demand for effective, tech-enabled, legally defensible recovery will only grow.

For lenders, the question is no longer whether to digitise their legal recovery operations, but how quickly they can build infrastructure that is compliant, data-driven, and defensible at every stage, from first notice to final court order.


Want to see how Legodesk connects your collections workflow directly to legal recovery, from automated notice dispatch to court case management, notice tracking, and recovery through Lok adalat? Request a demo



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