Stop Ignoring Your Router. This Is How to Optimize Privacy


If you’re like most people, you don’t think much about your Wi-Fi router. It’s probably sitting in some dusty corner of your house right now, only to be consulted when you have a problem.

But neglecting your router comes at a high price. This year, Russian intelligence hackers (APT28) exploited neglected home routers across 23 US states to build a shadow network, intercept network traffic and steal credentials. This coordinated attack confirms that your “set it and forget it” hardware is a primary target. 

That’s because your home Wi-Fi router manages (and sees) every piece of data entering or leaving your home. “It plays a crucial role in what it allows the outside world to understand,” says Stephen Boyce, professor of cybersecurity at Duke University and CEO and president at The Cyber Doctor. “It really is that gateway for data coming in, as well as data going out.”

That means your router is critical to your online privacy (who can see your data) and security (keeping out bad actors).

Here’s what you need to know about this often overlooked piece of hardware — and how you can turn it into an ally in your online privacy strategy.

Illustration of a router with people using various electronic devices scattered around it.

Your Wi-Fi router acts as the single critical gateway for all your data, managing the connection between the internet and every device on your home network, from laptops and mobile phones to tablets and desktop computers.

Viva Tung/CNET/Shutterstock

What your router knows about you

So, what exactly does your router see and understand about your internet activity? Well, as it turns out, quite a lot. Here’s a breakdown.

Device fingerprinting: A router keeps track of every device currently on its network (or that has been on it). That includes everything from phones and computers to smart fridges and baby monitors. Your router might also be able to detect what types of devices these are and treat them accordingly. 

Traffic metadata: Even if your traffic is encrypted (with HTTPS), your router will still collect some metadata. For example, when a device is connected, the router can determine how long it’s online and how much data it’s using.

Connection logs: The timestamps of when you connect your devices can help your router understand when you’re home, when you wake up, how much time you spend online and, generally, your overall data patterns.

Screenshot from a phone showing which devices are connected to a home network.

Almost all modern routers have a mobile app that lets you view and control which devices are connected to your network.

Joe Supan/CNET

Hidden dangers: Who wants your router data?

OK, so your router knows a good bit about you. But who else might be seeing all that data?

Internet service providers: These companies can see quite a lot. ISPs use the data collected by your router for two reasons, according to Boyce: one, to comply with the law and detect any illegal activities; and two, for commercial reasons of selling anonymized user data to advertisers. “ISPs have a lot of great data that can be utilized — or misused,” Boyce says.

Hardware manufacturers: Your router’s manufacturer also has some “telemetry,” or the ability to see and measure internet traffic. This primarily enables hardware manufacturers to provide firmware updates and troubleshoot connection issues, according to Boyce.

Third-party apps: Most modern Wi-Fi routers include mobile apps for setting up and managing connectivity. These apps need to access and use data from your router to function properly.

Common privacy vulnerabilities

The amount of data your router manages, along with the many parties who can see it, poses real privacy risks. Here are some of the most common vulnerabilities.

UPnP or “Universal Plug and Play”: This common router feature allows devices to quickly connect to your network and communicate with other devices on it. This is convenient, especially if you want to easily string together some smart home devices. But allowing this automatic connectivity also creates “holes” in your privacy wall, because any connected device can see any other connected device.

WPS or “Wi-Fi Protected Setup”: This router feature allows you to automatically connect devices without a password using an easy-pairing button. Like anything that makes connecting easier for you, it can also make connecting easier for bad actors.

Legacy encryption: The router world is shifting away from the old Wi-Fi security protocol, WPA2, toward the enhanced WPA3. If your router is more than five years old, it might not support WPA3 — leaving you more vulnerable to the older standard that can be more easily bypassed.

DNS leaks: When you use a VPN, all of your “address book” requests (that is, your requests to visit specific websites) are encrypted. But sometimes, a low-quality or improperly configured VPN can “leak” this data, allowing your router and ISP to see your specific browsing history.

Results page of a DNS leak test using IPVanish in New York.

A DNS leak test can demonstrate how your ISP can still see your requests, even when you’re using a VPN.

CNET

How to optimize your router privacy

Don’t get too discouraged by all the potential privacy risks of your internet router. There are plenty of ways you can harden the security of your data gateway.

Change default credentials: Boyce recommends immediately changing the default Wi-Fi password with a new, strong login credential. This is one of the most common ways that hackers gain access to your router, and it has been used in several high-profile attacks over the past several years. 

Keep your firmware updated: Like any piece of software, routers will eventually have vulnerabilities that hackers seek to exploit. The best tool that router manufacturers have to fight this is issuing security patches through firmware updates. Many routers install these automatically, but you can also download the latest updates by logging in to your router through the manufacturer’s web interface or app. 

Consider a third-party router: You can buy your own router rather than renting one from your internet provider. Renting a router from the ISP gives ISPs more power to use router data (especially when a customer turns in the hardware later on), Boyce says.

Guest networks: If you’ve got lots of smart home devices, it’s a good idea to create a second “guest” Wi-Fi network that you use only for devices such as light bulbs or smart speakers. This means your computer and phone will be connected to your primary network, while other devices are on the guest network. That way, if a bad actor tries to leverage a smart device to wreak havoc on your network, they can’t reach your computers or phones.

Custom DNS providers: Your ability to easily surf the internet relies on domain name services, which translate domain names like “CNET.com” into numeric codes that can be read by servers. Usually, your router uses the DNS servers provided by your internet service provider. But these can be slow and vulnerable. Switching to a privacy-focused provider such as Cloudflare or NextDNS can improve both your security and your internet speeds.

VPN at the router level: It’s also possible to install a virtual private network at the router-level, meaning it will apply to every device on your network. This is great because it creates “always on” protection for your entire home, including smart home devices that might otherwise be impossible to shield with a VPN. The downside, of course, is that a VPN can cause your internet speeds to be slightly slower.

Advanced privacy: Open-source firmware

For more advanced protection, you have the option of installing custom firmware (basically, an operating system) on your internet router. DD-WRT or OpenWrt, for example, are types of open-source firmware that can offer better security and performance.

Benefits: Custom firmware overrides manufacturer features that may pose security risks and can be updated frequently for optimal protection. It can also give you more granular control over your data.

Risks: There’s a technical learning curve to installing open-source firmware on your router, and doing so improperly can risk “bricking” your device — basically rendering it totally unusable.

Router privacy myth: Set it and forget it

An internet router isn’t something that you can ignore if you want to ensure your online privacy. 

“The misconception is that routers don’t require engagement,” Boyce says.

Indeed, internet privacy is an ongoing process, not a one-time setting. Boyce says you should absolutely take the basic steps upfront (such as changing the login credentials and considering a VPN), but you also need to revisit your router every so often.

With Wi-Fi technology changing so fast, Boyce even recommends upgrading your router every 12 to 18 months for enhanced security. If you never change your router, it will become less secure over time. “It’s a lot different than a front-door lock,” Boyce says.





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ZDNET’s key takeaways

  • New Visa research says AI-accelerated scams are the “fastest growing source of consumer harm.”
  • Fraud is shifting from credential theft and account hijacking to social engineering tactics.
  • Visa outlines what consumers and businesses need to do to meet these threats. 

While AI’s vast potential to improve security, ramp up productivity, and reduce operational costs is being explored by countless companies, the technology is also being weaponized by cybercrooks involved in fraud and financial crime.  

Also: 5 security tactics your business can’t get wrong in the age of AI – and why they’re critical

A new report from Visa says AI is reshaping both cyberattack and defense tactics and, specifically, is compressing the fraud cycle, making it easier to dupe consumers into authorizing malicious transactions. 

AI accelerates ClickFix-like fraud

Remember ClickFix? It’s a social engineering technique, popularized in recent years, that bypasses traditional phishing defenses by exploiting psychological vulnerabilities. 

In ClickFix attacks, victims are lured into performing a malicious action themselves by being presented with a problem to solve — a problem that has an easy solution. For example, you may come across a fake malware alert on a website that urges you to open up a command prompt, copy and paste a code, and submit it to fix a PC “issue” in only a few steps. 

In reality, this “solution” leads you to execute malicious commands yourself, resulting in malware deployment, data theft, and more. 

Also: OpenAI’s new image watermarks make it easier to spot AI fakes – here’s how

Standard digital defenses can’t prevent us from performing malicious or destructive actions ourselves, which makes this social engineering tactic far more effective than basic drive-by downloads or standard phishing campaigns.

Apply this to finance, and the problem is this: If you authorize a transaction (fraudulent or otherwise), the responsibility lies with you — and you will most likely bear the financial cost. 

According to Visa’s Spring 2026 Biannual Threats Report, AI-enabled social engineering is becoming a serious issue for fraud prevention. 

How these scams work

Payment fraud can cost you dearly. Now that financial institutions are well aware of the risks posed to consumers by online scams, phishing, and social engineering, they often implement stringent security controls for large financial transactions. 

You may have to authorize payments before a payment request is accepted, such as by verifying yourself through an app, providing a one-time passcode, or clicking confirm.  

As a consequence, fraudsters are adopting AI and social engineering to “manipulate people into authorizing payments themselves,” according to the report, which includes using AI-generated scam content, voice impersonation, and deepfake media, to “increase both the reach and perceived credibility of scams when exploited by actors with malicious intent.”

In other words, AI is being used to generate sophisticated content that appears to come from a legitimate, trustworthy source — such as your bank — which is convincing enough for you to pay up and authorize a fraudulent transaction, thereby stripping yourself of the ID theft and banking crime guarantees that you are normally protected with by your financial provider. 

Visa says this is forcing a shift from “detect stolen credentials” to “detect and disrupt deception” for financial institutions; for the rest of us, it’s a behavioral and awareness issue that must be tackled. 

The red flags to watch out for

From July to December 2025, Visa detected nearly $1 billion in scam-related activity, including impersonation of trusted brands and companies, scams and phishing campaigns laced with financial urgency, and deception that led unwitting victims to complete transactions that appeared legitimate on the surface, but actually resulted in financial loss. 

We at ZDNET have monitored scam trends for years, and whether or not AI is involved, these are some common patterns and practices to watch out for: 

1. Cold calls

Scammers often pretend to work for trusted companies, such as your bank or wireless provider. They may try to lure you with a discount or free service in return for verification codes or account details, or they may request payment to resolve an “unpaid” bill. If you’re being cold-called, hang up. If you believe the call may be legitimate, use an official communication channel — such as the organization’s website — to confirm before you hand over a single dollar.

2. ClickFix-like tactics

ClickFix attacks are successful because they appeal to people’s problem-solving tendencies. They outline an issue and promise a quick fix with just a few steps. This can apply to financial fraud, too. Imagine you receive an email from your bank demanding an overdue payment and a discount if you act quickly — the message outlines three steps, including a link to pay or a QR code to scan, and one of the steps requires you to authorize a transaction. It causes panic and seems simple to fix, but it’s fake. Take a step back before you make any payments, think rationally, and verify through an official channel, such as your bank’s customer service line or support desk. 

Also: This cyberattack tricks you into hacking yourself. Here’s how to spot it

3. Romance scams

Financial fraud often tries to make you feel panic so you make irrational decisions, and, unfortunately, may also abuse you by engaging your emotions over the long-term. Romance scams often lead to investment and financial fraud. If someone you’ve never met asks you for money, simply say no.  

4. Nearly genuine appearance

One issue surrounding the AI is the sheer volume of AI-generated content, much of which is difficult to distinguish from real, legitimate content, including emails, images, audio, and video. If we can create images, photos, or even a more professional-sounding email using an AI assistant, remember that cybercriminals have the same tools at hand. 

Also: 5 ways to fortify your network against the new speed of AI attacks

Ever see a strange news report on social media and question its legitimacy, or suspect it might be “AI slop“? Apply that same skepticism. Even when an email looks genuine, if any financial change or payment is requested, go through an official channel to confirm it is what it appears to be.

The solution for organizations is speed

As Visa notes in its report, building advanced scam detection networks and adopting AI-backed solutions to detect and flag impersonation, social engineering, or unusual transactions can all boost fraud prevention, but speed is the key ingredient. 

Now that AI is being used for everything from social engineering to vulnerability discovery, reconnaissance, and network intrusion at a pace faster than we can defend against, businesses can’t rely on time-consuming, manual processes to handle their cybersecurity requirements or protect consumers. (Mandiant has also provided technical guidance on this topic recently.)

Also: Why AI-powered security tools are your secret weapon against tomorrow’s attacks

If AI is being weaponized, using automation — and potentially AI assistants, too — is the required shift to keep up. Automation can also take over time-consuming tasks, such as triage, freeing cybersecurity professionals to detect and respond to cyberattacks more effectively. Large language models and automated tools can complete tasks far more rapidly than humans can; as long as these tools are properly supervised, defenders can be better equipped to combat modern threats. 

“The rapid adoption of AI has fundamentally changed the economics of fraud,” says Michael Jabbara, SVP, Payment Ecosystem Risk and Control at Visa. “What once required deep technical skill can now be executed with a prompt. That reality makes intelligence-driven defenses and coordinated action across the ecosystem more critical than ever.” 

Acting quickly can help protect consumers from being scammed and may also give them the time they need to step back and consider whether they should OK that payment after all. 





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