This Cheap, Low-Tech Tool Makes Any Table Saw Safer To Use







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Among the many tools found in a workshop, the table saw is one of the most vital for many projects. In fact, it’s considered one of the essential woodworking tools for home renovation. When cutting down a larger piece of wood, like an 8 by 4-foot plywood sheet, a table saw enables straight and accurate performance. It’s design also makes it ideal for carpenters building furniture and joining different wood pieces using dado cuts.

The trouble is that that upturned blade makes the table saw one of the most nerve-racking tools for even pros to use. Fortunately, advances in technology are working to make things less dangerous. Take the SawStop system, for example, which includes a mechanism that activates when your hand gets close to the blade preventing it from spinning. However, this technology isn’t available on every saw and is pretty expensive.

One alternative that won’t break the bank, is something like the GRR-RIPPER 2GO, which you can find at Home Depot for under $30. This tool goes in between your hand and the wood you’re cutting on a table saw. It features a handle on top, a gripping surface on the bottom, and channels that the blade travels through during cuts. The product comes with a color-coded sticker that can adhere to your tool’s rip fence scale. When configured properly, this prevents the blade from contacting the GRR-RIPPER 2GO, and ensures it remains in the open channels as you slide the wood across the table.

A good push block/push stick provides safety and added control

Table saw safety is more than just keeping your fingers and hands away from the blade but also providing control and preventing kick-back. In addition to push blocks, there are also push sticks, which are just a few of the accessories you need to stay safe while woodworking. Examples like the POWERTEC Deluxe Push Stick 2PK available on Amazon can be yours for less than $18. Push sticks come in several different designs, with some allowing your hand to be above and behind the lumber, pushing it forward with the use of a notched end. What these low-tech tools share in common, is their ability to create consistent and accurate pressure on the wood as it’s cut, while also keeping you at a safer distance.

As a piece of lumber slides across the surface of a table saw, it’s crucial to apply forward, downward and inward (toward the fence) pressure. This ensures an accurate cut and helps prevent kickback. Kickback can essentially send the piece of wood you’re cutting backwards (toward you) at high speed. This can happen for a number of reasons including the wood binding the blade or getting caught on the backside of the blade. Controlling the movement of the lumber being cut goes a long way toward making the table saw safer. Regardless of which option you choose, a push block, push stick, or some combination, it’s worth it. 





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Recent Reviews


What Is Invoice Factoring in Plain English?

At its core, invoice factoring (also known as accounts receivable financing) is about selling your invoices to a factoring company in exchange for immediate cash. You’ll usually get 70–90% upfront, then the remainder (minus fees) once your customer pays.

This is not a loan. You’re not creating new debt or taking on monthly repayments. You’re simply trading tomorrow’s receivables for today’s working capital.

👉 Forbes Advisor explains invoice factoring as one of the most practical ways small businesses improve liquidity.


How Does Invoice Factoring Work?

Here’s the play-by-play:

  1. You invoice your customer for goods or services.

  2. Instead of waiting for them to pay, you sell that invoice to a factoring company.

  3. The factoring company advances you 70–90% of the invoice value.

  4. They collect directly from your customer.

  5. When the customer pays, you receive the remaining balance, minus factoring fees.

Example: You invoice a client for $50,000. A factor gives you 85% upfront ($42,500). Your client pays in 45 days. After collecting their fee (say 2%), the factor pays you the rest ($6,500). End result: You didn’t wait 45 days to get paid.

đź’ˇ Pro Tip: Pair invoice factoring with a revolving line of credit for maximum flexibility in managing cash flow gaps.


Invoice Factoring vs. Invoice Financing

They sound similar, but there’s a big difference:

Invoice Factoring Invoice Financing
Sell invoices outright Borrow against invoices
Factor collects payment You still collect
Not treated as debt Loan repayment required
Transparent but higher cost Often cheaper but more responsibility

👉 If you prefer to stay in control of collections, invoice financing might work better. But if you just want fast cash and less admin, factoring is the way to go.


Pros and Cons of Invoice Factoring

Pros Cons
✅ Immediate access to working capital ❌ More expensive than bank loans
✅ Based on customer creditworthiness ❌ Customers know factoring is in place
✅ No new debt or repayments ❌ Limited to B2B invoices
✅ Supports cash flow management ❌ Recourse factoring = you take the risk

💡 Pro Tip: If you’re worried about non-paying customers, look for non-recourse factoring. It costs more, but the factor—not you—takes the hit if your client defaults.


Who Uses Invoice Factoring?

Certain industries rely heavily on factoring because slow-paying customers are the norm. Top sectors include:

  • Trucking & logistics: Carriers often wait 30–90 days for brokers or shippers to pay. Factoring ensures they cover fuel and payroll immediately.

  • Staffing agencies: Weekly payroll but client invoices that pay monthly? Factoring bridges that gap.

  • Construction & subcontracting: Payment delays are common due to project milestones. Receivables financing through construction business loans keep crews running.

  • Wholesale & manufacturing: Large-volume orders often come with long terms. Factoring maintains liquidity.

  • Marketing & creative agencies: Agencies billing retainers or project-based fees often use factoring to smooth out revenue cycles.

👉 Fun fact: Staffing and trucking together account for the majority of factoring volume in the U.S.


How to Choose the Right Factoring Company

Not all factoring companies are created equal. Before signing a deal, compare:

  • Fees & transparency: Is it a flat fee or tiered by days outstanding?

  • Advance rates: Some offer 70%, others 95%.

  • Contract length: Month-to-month is flexible; year-long contracts can trap you.

  • Industry expertise: A factor that knows trucking ≠ one that specializes in creative agencies.

  • Non-recourse vs. recourse: Decide how much risk you want to carry.

For a deeper look, read Wolters Kluwer’s guide on factoring and cash flow.


Costs & Fees of Factoring Receivables

Typical fees run 1–5% per month depending on invoice size, industry, and risk. The longer your client takes to pay, the higher the fee.

Two key costs to look for:

  1. Factoring Fee (Discount Rate): Percentage of the invoice charged.

  2. Reserve Hold: Portion of the invoice held back until payment clears.

đź’ˇ Pro Tip: Always check if the factor files a UCC-1 lien. This filing can block you from getting other types of financing until the lien is released.


Real Case: Startup Scales With Invoice Factoring

A small tech startup wanted to grow but didn’t want to take on venture capital or debt. By factoring their invoices, they accessed quick cash, hired aggressively, and scaled operations. Within three years, they sold for $35 million—without giving up equity.

That’s the power of cash flow management through factoring.


Alternatives to Invoice Factoring

Invoice factoring is great—but it’s not the only way to fund your business. Alternatives include:

  • SBA 7a loans: Lower cost, but longer approval timelines. 

  • Business credit cards: Fast but can carry high interest.

  • Lines of credit: Flexible but harder to qualify for.

  • Revenue-based financing: Funding based on your sales.

đź’ˇ Pro Tip: Use factoring for short-term cash flow gaps, but consider long-term financing for expansion projects.





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